Saturday, July 28, 2012

Blog: Richard Lugar's 13,000th Senate Vote

Blog: Richard Lugar's 13,000th Senate Vote

Apparently I am not done for the day on crappy government of the politicians, for the politicians, and by the politicians.  Does America really need a handful of people making over 10,000 votes on how this country should be run?  It seems grotesque that Byrd and Lugar made 32,000 decisions for the direction of this country.  I have to wonder if they even read or understood half the things they voted on.  We need fresh blood and we will get it with Lugar's defeat in the primary, but what did it take 36 years?  Are we that lazy as a nation to allow such a small group of people to rule every aspect of our lives?  We must be, but I have hope in the future that we won't continue this trend and boot them out of office regularly to tear down fiefdoms and have our representatives actually represent us.  I can dream can't I or is Bloomberg going to tax me on that as well. 

Blog: 'You didn't build that' has Obama team panicking

Blog: 'You didn't build that' has Obama team panicking

Finally something different, the Joker cut his own throat with the bashing of the American Dream and personal accomplishment through hard work.  He shows that he believes that what America great was our awesome government and we need more of it to make this country even better, but the voters all know that isn't the case and it is the American individual that made this country great.  Looks like I am wrong about this being something different, oh well I am occasionally wrong unlike the president.

This country was one of unlimited possibilities and the hope of the world, but it was the government that made it that way unless you say it was the lack of governmental interference.  People came from all over the world to make a new life in America because it was the land of opportunity and you could strike it rich or just make a better life for you and your kids.  The government was restrained and not in your every day life, sure you had to pay taxes, but it wasn't too much and you still had plenty to pursue your dreams.  Now, not so much, we have the government of New York telling us how much soda we can have or states telling us who and who can not be married (last time I checked marriage is a religious rite, not a state right).

We need to keep this in mind when picking a president in November.  Do you want a socialist that wants the government to control our every thought and action or a capitalist that wants to make money to live a better life?  It is pretty clear to me, but I will still hold my nose because there seems to be two mitts and one is a lefty.

The differences between Republicans and Democrats

The differences between Republicans and Democrats

Always good to regain perspective, but I am not advocating for progressive Republicans because they are the worst of all.  They talk about fiscal conservatism, smaller government, and personal freedom, then immediately stab you in the back with wonton spending and added governmental burdens.  It is the theme for the day for me I guess, I absolutely hate government waste and charity at gun point.

Articles: It's the Bureaucrats, Stupid

Articles: It's the Bureaucrats, Stupid

I am finding all kinds of goodies today, probably because the lines are starting to be drawn on how the campaigns will head into the conventions and the final push.  It is all tied together and the bureaucrats are the heart of the problem in all these articles.  They need a dependent electorate, so their asinine actions will not be questioned and they can get rich skimming the tax dollars and raking in the donor money.

The Reagan Remedy for Medicaid

The Reagan Remedy for Medicaid

Another article on pushing the solutions closer to the needs and breaking the cycle of addiction to government aid.

Only Teachers, Firemen, and Cops?

Only Teachers, Firemen, and Cops?

I fully support classroom teachers, firemen and policemen, but I have a really hard time with administrators that out number the teachers, or in the case of PHX the fire & police union reps that get paid by the city to do union work fully time, plus the mandatory over-time.  The truth is in the fact that unions and politicians are an incestuous bunch and the only group that suffers are the taxpaying public.

I wonder how many positions would be eliminated by putting the spending to a vote.  Say that you want to create a new local or state position, then it has to be voted on by the public because our elected representatives obviously can't handle the responsibility.   Make it an internet vote with write ups for and against the position and place it all on-line with a comment section, so the voters can make their own comments for 30 days.  Then hold the vote for 24 hours with certified voter verification and those stupid verification words.

I would be very curious to see how job creep would stop and all kinds of made up positions would disappear.  You could do education in the summer, police in the spring, fire in the fall, and others in winter (when people have nothing better to do).  We have lots of new technology to help us combat the out of control legislature and take back control from the career politicians.  Think about not having to pay $100K a year, plus a generous pension for some made up position that employees some big donors wife's second cousin.

Here another winner, stop all the government help programs because they cost way too much money and provide so little help.  The latest is $76K per new job to help teenagers find minimum wage jobs, sounds a lot like cash for clunkers where the taxpayer pays over $50K per clunker and the unions win with marginally increased sales.  The government is not the answer to any of these issues because of the incredibly high overhead costs that come with all these programs.

Think about this, 30 million people without health insurance, so what do you do?  You create a $3 trillion plan to cover everyone and now you have 30 million people without health insurance and a useless $3 trillion plan.  It would seem to me that you could have found a way to provide premium assistance for a fraction of the cost and reduced the number of uninsured  by the number that actually want to be insured.  Lets talk about toxic mortgages, how many mortgage payments could have been made for $700 billion?  I am betting that instead of paying of foreign interest, we could have helped millions of Americans keep their homes and stabilized the market quicker with a mortgage support loan and/or a mortgage correction loan.

We rent our house in WV and several of our perspective renters had houses that they were going to walk away from because they could not refinance an ARM because the value on the house had plunged and no bank would give them a new loan because of the new appraised value.  So what can these people do?  Is it realistic to expect them to pay twice the amount for a property worth half? And is it reasonable for the bank to allow them to refinance the loan based on the original value?  So what are they supposed to do?  The answer is dump another house onto a crappy market and hope for a short-sale, but for those people that could afford their old payments that means losing their home and ruining their credit for 3 to 5 years.  Not much of a solution, but we spent $700 billion to solve the problem and the American home owners have the same crappy problem they started with.

Stop the government from doing anything they are not chartered to do and put the savings back into the tax payer's pocket.  If people want more teachers, firemen, and policemen then they can voter for higher local taxes to support them.  We are being misrepresented by our governmental representatives for their gain and it needs to stop.  Americans are a very generous and inventive bunch, so give us back our money and allow us to solve our problems.  Yes, charity should be freely given and the receiver has a responsibility to fix their situation.  Tough love is love that helps those who refuse to help themselves hit rock bottom, but we are a very soft hearted nation that hates to see suffering.  It is called enabling and we need to stop! We need to stop enabling our government to rob us blind for their benefit and we need to stop allowing people to continue their addict ways with the government dime.

Sunday, July 15, 2012

Scott Walker Urges Romney to Run as a Fiscal Reformer - Naureen Khan - NationalJournal.com

Scott Walker Urges Romney to Run as a Fiscal Reformer - Naureen Khan - NationalJournal.com

Here is a an idea, offer the voters a choice between a tax & spend President or a financial minded reformer with a success of solving financial messes.  Romney needs a strong reform message vice "I'm not him".  He has some experience on turning around financial disasters and he should keep beating that drum, plus everyone knows you can't do it alone so sign up a bunch of smart & experienced people to help you.  Make sure these are people have actual experience and success at doing something in the real world.  You can't stock the pond with a bunch of eggheads that have done nothing in the real world and avoid government professionals that are part of the problem.  To be a true reformer, you need fresh ideas and not be part of the problem.

Saturday, July 14, 2012

Gov. Romney, Please Meet Gov. Coolidge

Gov. Romney, Please Meet Gov. Coolidge

Sometimes a hero is one that is straight forward and firm in his believes and direction.  I wonder if Romney could become such a man, where he solves what must be solved and leaves the market to solve what it can.  Let the government off the hook for solving all the worlds problems.  Nice thought.

Love Thy Neighbor?

Love Thy Neighbor?

Lovely story, it shows how mean we fiscal conservatives are that we expect people to be responsible for their own actions and live within their means.  This idea extends to our view of government as well.  I willing give to charity each month to support widows and orphans, but I find it repellent that the government sticks a gun to my head and says that if have to provide huge chucks of my paycheck to those who won't do for themselves because it is easier not to.  We are at a tipping point in this country that is forcing the people into two categories the givers and the takers.

The big misstep of the government is that now the takers are basically getting what the givers get from busting their butts everyday and in America that is causing a whole bunch of angry people in the middle because they are good solid working people seeing their hard earn dollars being wasted on those who won't.  This is critical because these people are not limited by party affiliation and they are not going to take the BS much longer.  They don't want to see this country go the way of Greece because of the takers and their elite benefactors in Washington.  It could get real ugly real soon.

Friday, July 6, 2012

Take Off the Gloves, Mitt

Take Off the Gloves, Mitt

Maybe Mittens needs to become the Romnator and take it to the Joker, but we all know that Romney is the play it safe politician that is afraid to rock the boat.  That is not what this country needs and will likely cost him the election because the squishy middle won't see any need to vote for him and they are the ones that swing victory a candidates way.  Hell Mitt has serious problems with base Republicans, so how can he be expected to garner huge portions of the middle that he will need to win.  He has offered up nothing of substance in months and has had opportunities a plenty to show the Joker for the fool he is, but he has taken a pass.  He would rather play prevent defense, but you can only do that if you are winning and Gov. Romney that you are not.

It is time for a solid message that people can rally around.  Hell I would even take VP Christie if it meant a clear message of fiscal conservative plans and head knocking.  We need a clear message of fiscal policy change and the willingness to disregard the next election to touch those third rails.  The funny thing is that people know that those third rails need to be touched and will be scared at first, but much like Walker and public unions when they see the positive results all is forgiven.  Everyone worries that America is too stupid and afraid to touch Social Security, but we all know that it won't be there for anyone under the age of 50 anyway, so do something about it.  The same goes for Medicare and just about every other sacred cow.  Either you are fixing the problem or you are a part of the problem, but either way we need to be attacking the problem.

I don't know who Romney is going to pick as the VP, but he needs to get on message and tell people like it is and stand behind fixing the Olympics vice worrying about his massive screw up Romneycare.  People understand making a mistake, but they expect leaders to learn from it and not make that same mistake twice.  What are we seeing out of Romney? Nothing really except a career politician that thinks by being milk-toast will win him the Presidency, which isn't going to cut it in these dire times.  We need a leader and a champion for fiscal reality and to tell us what we need to hear.  We know we need to get our house in order and it is going to hurt, but there is a bright future ahead if we do.  You don't win elections only on the fix our house part, but rather on what is on the other side.  Ask Walker and Christie, they are showing people that there is light at the end of the tunnel.  Gov. Romney are you going to be that light, that beautiful Reagan type light?  Or are you going to be some Mondale or Dole, I ain't him candidate?

Americans Should Treat the Federal Government Like Family

Americans Should Treat the Federal Government Like Family

The National Debt and career politicians, what a sad sad story of how America crashed and burned after two glorious centuries of leading the way in individual freedom and liberty.  As a look around there are no stump speeches about the radical plan to fix this mess in the next few years, but rather we praise Ryan for a 40 year plan that still adds trillions to the debt.  As the writer says, we can either fix the spending issue now in a sensible and controlled manner or we can fix it the Greek way with street riots.  The only difference between us and the Greeks will be that fact that there will be no one will or able to bail us out.  If America goes down to the debt monster everyone will pay with a global depression that make the last four years feel like a walk in the park.

We can refuse to see it coming.  We can refuse to take action.  We can refuse to suffer the indignity of admitting our guilt in this mess? But, we can refuse the future and all the wonderful things it will bring.  What is going to happen when interest rates rise on the national debt?  What is going to happen when all national revenue is used to service the debt?  What happens when you raise taxes to service that debt? Do you see the financial death spiral that we are headed for in just a couple of years?  I won't matter who spent more when you are worried about feeding your family or trying to gas up your car.  I won't matter because you are slipping rapidly down the needs pyramid and heading towards the very base of food, water, and shelter.

I know all doom and gloom.  Is there any hope?  Not really because we have a nation of takers that have not had to work for what they have.  In the mid-century, we shifted from farmers to blue collar workers, which was trading one hard job for another on the promise of a better life for them and their children.  That worked and the better life came and with it indulgences.  Very few work 70-80 hour weeks anymore, unless they are working multiple jobs.

As a nation, we don't know what hard work is and we don't value education.  If we valued education then classrooms would be centers of learning and teachers respected for providing a precious gift.  Yes, there are teacher that are revered for their skills and caring, but the system isn't about all that because it is all about the dollars and moving up and out of the classroom as quickly as possible.  It is high benefit levels to retire as quickly as possible.  Parents are absolutely no better as the abdicate any responsibility in teaching their children and threaten lawsuit after lawsuit if little Jimmy is treated different.  Teaching to the lowest denominator has got to be soul killing and doesn't produce the best and the brightest of students.  I wonder why charter and private schools do so much better than public?  Could it be that when parents are forced to get involved the children see it and want to succeed to please the parents?

Again, I allow myself to digress, but the fact remains that we will no longer be able to throw money at problems and it is going to take hard work and pain to resolve the issues ahead.  You can choose to stick your head in the sand or stiffen you backbone and fight.  We need change in Washington and it isn't going to come in the guise of career politicians, but rather ordinary mature adults that see the need for real change.

People will rally to leadership that takes them in the direction we know in our hearts we need to go.  Why do you think a bullying blowhard like Chris Christie enjoys so much support in NJ of all places?  Sure he has the Jersey swagger, but he also tells it like it is.  The party is over and now is the time to clean up and it is going to suck and not be any fun, we all know that is part of being an adult and sometimes you have to do hard things.

Thursday, July 5, 2012

Mortgage Crisis - Federal Planning

I was writing comments on another article and I got me to thinking how our government hurts more times than it helps when it tries to do anything.  It is good at building a military, but to what end.  We try to rid the country of poverty and for the billions spent poverty is up sharply.  The government tries to increase home ownership and a housing bubble/crash ensues.

Local banks could have solved this mortgage crisis or even prevent it, but government regulation and fiat prevented them from doing so.  The were "encouraged" by force of law to make sub-prime mortgages or risk being forced out of business.  Lower your standards or else! Now, we have people walking away from mortgages on houses they never could have afforded without "government" help, plus a large number were victims of predatory lenders.  If the government should have been involved at all it should have been to regulate lending practices because the vast majority of the victims are minorities (talk about selective racism).  There are those banks that lent to anyone, no verifying paperwork necessary, because money was to be made and quasi-government Fanny and Freddy were there to catch them. 

Local banks know the local economy and the people's ability to pay for a house, so why not let the local bank handle it?  Would it not have been better to allow the banks to decide who could afford a house based on guidelines and verified with actual paperwork?  The government couldn't allow that because it is racist at its core because you are not allowed to have standards that apply equally to everyone.  You need special rules for special people because they are special.  What the heck makes them special?  Who gets to decide that someone is special and needs special patronizing treatment? 

I believe in equal treatment under that law and I know that because we ended slavery and the Indian wars yesterday and we need to protect these special people.  I must be a racist for saying such things because there really are special people in America and they need special rules.  Which I think is beyond racist in a country that says all men are created equal and enjoy equal protection under the law.

Back on topic, local control of mortgages (with legal guidelines to prevent criminal activity) also provides incentives to people to work hard and get that house.  It also means builders don't get to sell a $150K house for $400K because there would be no money available to pay these outrageous prices.  I wonder how the government scheme was suppose to work?  How do you sell overpriced houses to people that can't afford them and think of that as helping?  Once again thank you meddling problem solving government for your latest miracle of government planning.

The left always goes back to the fact that if can put a man on the moon the government should be able to do X, but that is a false argument because it truly wasn't the government that put a man on the moon but the caring and dedicated people.  Yes, they were supplied with a huge government budget and political will, but it was the individual contributor to the mission that made it possible.  We were scared and fighting for our lives, so everyone was pretty motivated.  I don't see that kind of motivation when it comes to home ownership or solving poverty, but rather half-assed measures to make ourselves feel better irregardless of if it actually helps or not.  Plus, there is zero thought to the long term consequences of such "helpful" actions, such as a massive recession brought on by the bursting of the housing bubble.

The best government is the one that helps the least because Austerity leads to Prosperity! 

How Statists Are Getting Away with It

How Statists Are Getting Away with It

Here is a wonderful take on the the world and it also mirrors some of the previous discussions here about Austerity leads to Prosperity.  If the government didn't take so much then the private sector would grow, but we all must admit that some level of government is required so we allow a slow growing cancer that takes more and more of our future prosperity with it.  Soon we are like Greece, Spain, Italy, and France, where no matter how much is taken it will never be enough.  We settle for less and less is what we will get.  Put the government in a small tightly controlled box and watch out, which is what we saw in this country for decades until the idea that the government was the answer to all our problems.

I think making it to the moon in the 60's was actually a bad thing for this country because it showed that the government could make miracles happen with lots of money and clear direction.  That idea branched into all areas of our lives because we thought with money the government could fix the poor and help everyone with a problem.  The space program was less about government success and more about the American spirit and can do attitude of the greatest generation.  The government didn't make the moon shoot happen, it was the men and women of this nation that made it happen.  It is easy to mistake the two because it was wrapped in an American flag and was supported with tax dollars.

It was the people that made the difference and that is the same reason that nothing has worked for the government since other than build the baddest and meanest military the world has ever known.  An all volunteer army that kicked the living crap out of the Iraqi million strong ground force.  Government isn't the answer, people are the answer and we need to make that distinction because there are people outside of the government doing great things.  We have people helping people all the time, but more often than not you will find some government agency knocking on their door with a court order to stop helping.

This is where we are today and heaven forbid that it be a religious group helping anyone because these crazy fanatics need to be stopped at once lest they poison people into believing there is another way of life other than sole dependence on the government.  It sickens me that we so many rules and regulations to prevent helping the homeless or the needy, but the government is more than willing to spend billions in tax dollars to run a massive effort out of Washington that fails more times than it succeeds.

Articles: If the GOP Cavalry Doesn't Come

Articles: If the GOP Cavalry Doesn't Come

An interesting take on the future that mirrors something I have previously said here, regardless of who wins in November the Republicans are on very thin ice because they are not standing up for limited government and actual reduced federal spending.  If they don't repeal and replace Obamacare, then it is likely that they will be replaced by the Angry Joe Party because the vast majority of Americans (60%) consider themselves conservative (fiscal that is).  If neither party is willing to represent them then a new party will emerge out of the angry middle.

Romney will be little better than the Joker because he has no plan other than to be President.  He isn't prepared to make tough economic decisions and tell it like it is because he like all politicians wants to be re-elected.  Because he fails to realize is that if he doesn't had a real plan than he will be the sitting President when the music stops on the debt merry-go-round.  Our spending is going to bring this country to its knees unless we do some actual cutting and we all know that isn't going to happen with Mitt, so a Republican will be left holding the bag when the bottom falls out.  That is only if he can win in November, which is still a dicey at best.

It is up to the angry middle to force change in this country and limit the wasteful spending in Washington.  We need real entitlement reform (Chilean Model) because the bills are coming due fast and the credit cards are all maxed out.  We need to stop making everything a federal issue with huge expensive programs to fix issue better left to the people.  It is human nature to want to end all suffering, but that doesn't happen by stealing from everyone and giving it to the few (an ever growing group).  This doesn't lead to a self-sufficient people willing to work to achieve, but rather a wasteful, lazy nation where the few (an ever shrinking group) provide for the many.

We are at a tipping point and I think both parties are ripe for change because this country is made up of center right and center left people.  The center part being fiscal conservative, while the right and left are social issues, right now neither party is center anything!  We need to drag them both back to their senses or replace them with new ones that understand the difference, but more importantly understand the center part.

Wednesday, July 4, 2012

ObamaCare: Tax versus Penalty

ObamaCare: Tax versus Penalty

Third installment in the health care debate.  The tax/penalty/end of civilization as we know it has always been a joke because Congress will just keep jacking it up to bring in more cash.  They probably won't jack it up high enough to push everyone to be insured, but they will line their pockets with special interest money while sucking us dry via the IRS or the insurance companies.

Like I said before all the money comes from us and is ours, but for too long we have allowed anyone and everyone to steal from us.  We justify it by saying it is okay because it is taking care of the poor or we need a strong defense (depending on your political slant), but the said reality is that our federal government takes far more than is should and spends it out side of our controls or desires.  The original intent of the federal government was to provide for those things that states couldn't do effectively, but for the last hundred years they have been on a mission to cover us cradle to grave.

There are lots of little ways that we have allowed them to overstep and overreach because it is for the common good, which is complete BS because it is far easier to strong arm from DC than from your statehouse or local seat. Would we really like to see poor people starving to death in the streets? No, but do we really need a multi-trillion program with thousands of government employees in Washington to solve the problem that churches and honest hard working people had been doing for decades before the feds got involved.  Yeah, it is horrible that the local community took care of its own and they were subjected to the social standards of the community to get their hand out.  It is far better that the federal government strong arm an entire nation to force public charity and remove the social fabric of the community in the process.

I can see this country rapidly slipping into serious social decay and complete dependence on the government because there will be no jobs because of government regulation and taxing policies.  There will be no economy to speak of and you will have depression era or greater unemployment, with a new round of public works.  We will all be company men and owe our lives to the company store.  It is only a matter of time and with this ruling on health care all federal restraint has been removed.  It doesn't matter, which group of career criminals is in charge in Washington because the new boss is the same as the old boss because politicians can't resist the catnip of controlling everything.

America, you have only one chance at turning this around and it requires taking the Senate in a big way and keeping the Tea Party in Congress.  The White House occupant is just the lesser of two politicians because no true leadership is on the ticket this year.  It will matter only to a point because one will out rightly oppose any shift to the right of center and the other will come along reluctantly.  Romney is only mildly better than the Joker, but at least he would be trying for a second term, so he could be force from left of center to right of center.  Elections matter and this one could be for all the marbles, but it isn't the top of the ticket that will make the true difference it will be the Senate closely followed by the House.  If all else fails then it is the governors and statehouses.

The time is now to make a real difference in the direction of this country and it isn't going to be easy and it won't be done by doing what we have always done.  We need to shake up the tree of liberty and refresh it with the figurative blood of career politicians.  We need to say enough is enough and take charge of our future or else Greece here we come.

Presidential contenders respond to a weather emergency

Presidential contenders respond to a weather emergency

This is why character matters and why having an empty suit as the leader of the free world just doesn't make any sense.